Calculating your affordability goes beyond the mortgage payment. To buy with confidence, you need to understand the true cost of maintaining your asset. Here are five often-overlooked maintenance line items to factor into your monthly budget: ▪️ Landscaping & Curb Appeal: A well-maintained exterior protects property value. Between mowing, seasonal trimming, and leaf removal, budget approximately $150–$225 per month depending on lot size if you don't plan on doing the work yourself. ▪️ Gutter Mai
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Biweekly mortgage payments are a GREAT way to pay down your mortgage YEARS ahead of time. The math is pretty simple. If you pay monthly, you're making 12 full payments towards your mortgage. If you are paying every other week, over the course of the year you are going to find yourself making 13 full payments. But, since you are spreading it out over the course of the whole year you're never having to make one big 'extra' payment. Pretty great for those who like to keep a tight budget. Have any q
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Dreaming of a big wedding? Think twice. A down payment on a home builds wealth, security, and a future. While the memories of a wedding day are priceless, investing in a home lasts a lifetime. Short-term glam vs. long-term gains — which would you choose? #HomeGoals #InvestInYourFuture #SmartMoneyMoves #WeddingOrHouse #FinancialFreedom | Katz Mortgage Team NMLS #69623
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Divide Your Monthly Mortgage Payment By 2, And start paying it every 2 weeks (Bi-Weekly). This can be done by changing the payment frequency from Monthly to Accelerated Bi-weekly. Comment "Payoff" to save interest and become mortgage-free early. #mortgage #homebuying #Canada | Canadian Financial Literacy
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