How to Remove a Late Payment from Your Credit Reports
How to Remove a Late Payment from Your Credit Reports
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Tired of late payments ruining your credit score? In this video, I’ll show you how to legally delete late payments from your credit report — FAST. Whether it’s from a credit card, car loan, or mortgage, you’ll learn insider tactics like Goodwill letters, disputes that actually work, and how to use federal law to your advantage. ✅ Boost your score ✅ Get approved for loans ✅ Stop lenders from judging your past 🎯 This isn’t theory — it’s what I teach my clients every day. Let’s get your score back
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Let’s chat about your credit report real quick: Ever wondered what happens with charged off accounts vs. collections? Well, here’s the scoop: Charged off accounts stick around, but collections? That’s a different story. See, when a collection agency, like Midland, enters the scene without a direct contract, it’s not considered a trade line. So, no contract, no payment history, plain and simple. It’s actually illegal for them to use your previous creditor’s payment history. Crazy, right? And with
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