What is a debt management plan? A debt management plan (DMP) is a structured debt repayment program that doesn't require a loan and is typically administered by a nonprofit credit counseling …

A debt management plan is a tool offered by nonprofit credit counseling agencies to get you on the path to getting and staying out of debt.

A successful debt management program involves serious discussions among consumers, nonprofit credit counseling agencies and creditors to construct a plan that eliminates all debts and steers the …

Nov 19, 2025 · What is a debt management program? Learn how a debt management plan can help you consolidate your bills and pay off your debt.

6 days ago · A debt management program – also called a debt management plan or DMP – is a structured agreement between debtors and their creditors. It consolidates your debt into one monthly …

Dec 22, 2025 · If you're struggling to pay your monthly debts, a debt management plan (DMP) could help you make ends meet and eventually pay off your debt. A DMP is a credit counseling program …

Jun 17, 2025 · A debt management plan is a payment schedule that allows you to consolidate certain debts into one affordable monthly payment and pay down your debt over time, usually over three to …

Sep 30, 2025 · A debt management plan often includes agreements by creditors to waive late fees for prior missed payments and also to reduce interest rates on outstanding balances.

5 days ago · Struggling with credit card debt in Atlanta? Learn what a Debt Management Program is, how credit counseling works, and how ACCC helps Georgia residents get relief.

Jul 18, 2025 · A debt management plan (DMP) is a structured repayment program offered by nonprofit credit counseling agencies. It’s designed to help you pay down unsecured debts—like credit cards, …