What is a Home Equity Line of Credit and How Does it Work?
A home equity line of credit, also known as a HELOC, is a line of credit secured by your home that gives you a revolving credit line to use for large expenses or to consolidate higher-interest rate …
Current HELOC Rates In January 2026 | Bankrate
6 days ago · A home equity line of credit, or HELOC, is a second mortgage that uses your home as collateral to let you borrow up to a certain amount over time, rather than an upfront lump sum.
What is a home equity line of credit (HELOC)?
A home equity line of credit (HELOC) is an “open-end” line of credit that allows you to borrow repeatedly against your home equity. Tip Before you borrow, find out What You Should Know …
Home equity line of credit (HELOC): What it is and how it works
What is a home equity line of credit? A home equity line of credit is a type of second mortgage that lets you borrow against the equity you’ve built in your home. They work much like credit …
Home Equity Line of Credit (HELOC) | Home Loans | U.S. Bank
Dec 11, 2025 · Secure lower interest rates with a U.S. Bank home equity line of credit (HELOC). Borrow funds on an as-needed basis using the equity in your home.
What Is a HELOC, or Home Equity Line of Credit? - NerdWallet
Sep 3, 2025 · A home equity line of credit, or HELOC, is a type of second mortgage that lets you access cash as needed based on your home's value.
What Is a HELOC? Home Equity Lines of Credit Explained
Oct 13, 2025 · A home equity line of credit (HELOC) is a secured loan tied to your home that allows you to access funds as needed. You can make as many purchases as you’d like, as …
A Complete Guide to A Home Equity Line of Credit (HELOC)
Jun 23, 2022 · Curious about a home equity line of credit? Read for heloc qualifications, how much cash you can get, closing costs, and when to pay it back.
Compare HELOC Rates From Top Lenders | Mortgages | U.S. News
1 day ago · A home equity line of credit lets you borrow against your home's equity through an open-ended line of credit – similar to a credit card but with a set loan term. That term includes …
HELOC (Home Equity Line of Credit) and Home Equity Loan: …
Dec 11, 2025 · A home equity loan is a type of consumer loan, while a HELOC is a revolving line of credit. Learn how both can allow you to borrow money against your home equity.