Mortgage rates could ease slightly next month, depending on a few key factors. Here's what some experts expect.

The rate on a 30-year fixed refinance dropped to 6.43% today, according to the Mortgage Research Center. The 15-year, fixed-rate refinance mortgage average rate is 5.45%. For 20-year mortgage refinances,

The Trump administration's mammoth fiscal legislation will boost economic growth next year, but the impact will be partially undercut by Federal Reserve interest rates kept higher than they would be otherwise,

Explore current mortgage rates and what they mean for homebuyers.

“Mortgage rates increasing to the highest level in a month led to a slump in borrower demand last week,” MBA President and CEO Bob Broeksmit said in a statement, adding that the trade group expects mortgage rates to stay around 6.4% for the remainder of the year.

"The recent easing in mortgage rates has begun to open the refinance window for many borrowers, particularly those who originated loans in the past two years," says Andy Walden, head of mortgage and housing market research at ICE, in a release.

Yesterday, we discussed the fact that mortgage rates were heading into Thursday with a disadvantage (for most lenders, anyway). This had to do with the fact that lenders prefer to avoid changing rates in the middle of the day (unless bond market movement is big enough to force their hands) and the fact that bonds had weakened just enough for lenders to begin considering changing rates by the end of the day.

Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates Online banks tend to offer the best yields available Rates on savings accounts are relatively unchanged since last week.

The Bank of Japan will raise interest rates at its upcoming December meeting, according to a slim majority of economists in a Reuters poll, pushing through with its aim of normalising monetary policy,

The South African Reserve Bank (Sarb) cut the repo rate by 25 basis points to 6.75% on Thursday. This brings the prime lending rate for commercial banks to 10.25%. Markets were divided ahead of the announcement, following the rise in October inflation to 3.6%, which is outside the Sarb’s newly adopted 3% target.