Lump sum or annuity payments? Single-life benefits or joint-and-survivor benefits? Once you explore the risks and hidden ...

Pension underfunding is not a hypothetical risk in 2024. Hundreds of public and private pension plans across the country are ...

Buyout decisions have become increasingly common for those with a pension plan. If you get this offer, the most important questions to deal with include when you would you receive the payout, and how ...

If you’re lucky enough to have a pension, be careful with your payout choices. Pension elections are irreversible. Under many ...

A $1 million annuity that pays about $6,100 a month for life sounds like a good deal for retirement income. But a surviving spouse can get an unwelcome surprise if you haven’t thought this through.

As the Office of Personnel Management completes its transition away from paper, federal employees and retirees must adapt to ...

A couple in their early 70s runs the numbers one more time. Their mortgage rate is locked in near 3%, well below the 4.40% ...

Nick Gallo has been a financial content marketer and journalist for over six years. He has deep expertise in credit-related topics, including credit reports and scores, loans and credit cards, and ...

The option to put 401(k) money into annuities grew out of UAW contract negotiations that sought the return to pensions, which ...

Life insurance could end up being the most important financial product you ever buy, because of the protection it offers - ...

Plenty of smart investors have tried and failed to ride Australia’s retirement wave. But the regulator’s intervention means this time may be different.

The government is consulting on big changes to how the law deals with people’s finances when relationships break down or somebody dies.