The Free Financial Advisor

6 Mortgage Servicing Protections Homeowners Should Know Before Missing Payments

Knowing your mortgage servicing rights can help homeowners act quickly, communicate effectively, and avoid unnecessary ...
The Free Financial Advisor

IRS Announces 27 States Have Opted Into New Federal Scholarship Tax Credit Program

IRS Commissioner Frank J. Bisignano announced that 27 states have opted into the new Federal Scholarship Tax Credit program, ...
The Free Financial Advisor

Your Employer May Match Student Loan Payments in 2026—But Only Up to the 401(k) Deferral Limit

In 2026, 401(k) contributions and student loan repayments share a combined $24,500 limit for employer matching, making ...
The Free Financial Advisor

7 OregonSaves Rules Every New Oregon Employer Should Know Before the July 31 Deadline

New Oregon employers should review OregonSaves requirements before July 31 to determine whether they need to register or ...
The Free Financial Advisor

Average Cardholder Could Save $220 a Year Under CFPB’s New $8 Late-Fee Rule

A new CFPB rule would reduce the typical credit card late fee from $32 to $8 for many large card issuers, with the agency ...
thefreefinancialadvisor

Saver’s Match Replaces Saver’s Credit in 2027—Eligible Workers Get a 50% Federal Match on the First $2,000

Beginning in 2027, the Saver’s Match replaces the Saver’s Credit and offers eligible workers a 50% federal match on the first $2,000 they contribute to retirement savings, up to $1,000. The new ...
thefreefinancialadvisor

IRS Announces $15 Million Estate-Tax Exemption for 2026 and a $19,000 Annual Gift Exclusion—How to Plan Now

The IRS increased the 2026 federal estate tax exemption to $15 million per person while keeping the annual gift exclusion at $19,000. Reviewing an estate plan now can help families take advantage of ...