If you’re buying or already own a flat, you may come across the term share of freehold. But what does it mean, and how does it differ from leasehold or full freehold ownership? This guide explains how ...

‘Do I need a survey on a leasehold flat?’ is a common question from buyers - and while it’s not a legal requirement, it’s almost always a smart move. A survey can flag issues inside the flat and the ...

David Hollingworth from mortgage broker L&C said: “Borrowers can’t afford to be complacent as we have seen a growing number of lenders edging their fixed rates up recently. As more lenders edge rates ...

What is a restrictive covenant? Restrictive covenants are binding conditions that are written into a property’s deeds or contract by a seller to determine what a homeowner can or cannot do with their ...

There’s speculation that a house price crash could be happening in the UK property market. We drill into the detail to look at which properties have dropped in value, whether this really amounts to a ...

What are the Rightmove relisting rules? If you’ve previously marketed your property and you’re relisting it, it can appear as a new listing provided it meets one of the following criteria. When a ...

However, whether a 2 or 5 year fixed mortgage is best for you will depend on your circumstances. So get expert advice from a fee-free mortgage broker. What is a fixed rate mortgage? A fixed rate ...

The way we own property will change in the future: new leasehold flats are set to be banned and replaced by ‘commonhold’ under proposals set out in the 2026 draft Commonhold and Leasehold Reform Bill.

A new mortgage has been launched by Santander allowing first time buyers to buy a home with just a 2% deposit – as long as that deposit is at least £10,000. My First Mortgage is available as a 5 year ...

After a long lead-in, the budget proved more bark than bite, though pre-budget speculation did weigh on November activity. Annual house price growth, buyer demand, new seller instructions and sales ...

You’ll need a conveyancing solicitor to handle the legal side of buying and selling a house. If you haven’t instructed a conveyancer yet, do it ASAP. Find the right conveyancing solicitor for you – ...

A new permanent Mortgage Guarantee scheme has been launched to encourage lenders to supply 5% deposit mortgages. We explain how it works, the eligibility criteria and what the alternatives are. The ...