Credit scores vary widely across the U.S., according to a study by personal finance firm WalletHub.

Fair Isaac Corp , commonly known as FICO, reported a rise in first-quarter profit on Wednesday, helped by strong performance in its scores segment.

Got FICO? Drop below 700, and you’ll be limited to loans carrying the highest interest rates or often no loans at all. Sound outdated? It is.

President Trump has called for a 10% cap on credit card interest rates. What to know to get a lender's best rates sooner.

Tri-merge mandates prop up a credit bureau/FICO oligopoly, raising mortgage costs with little benefit despite risk concerns, ...

Regardless of what happens to the proposed credit card interest rate cap, a better credit score gets you access to better rates.

Taking the first step in building your credit is critical ‘if you intend to purchase a home or car with credit, or otherwise ...

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For example, you may have paid off all of your credit card balances last month, ...

So, as you plan to improve your credit in 2026, review all of your credit card accounts, identify their utilization ratios, and make a plan to pay each card down below 30 percent of its limit.

TransUnion’s (NYSE:TRU) revised mortgage pricing model, which was announced Oct 17, 2025, went live last week. At the center of this new model is VantageScore® 4.0, which delivers three critical ...

CHICAGO, Jan. 08, 2026 (GLOBE NEWSWIRE) -- TransUnion’s (NYSE:TRU) revised mortgage pricing model, which was announced Oct 17, 2025, went live last week. At the center of this new model is ...