While the average student loan payment is $284, Gen Z was paying substantially more, with an average of $526 each month, according to the Empower survey of more than 400 student loan borrowers.

The Education Department will soon begin to charge interest on student debt for an estimated 7.7 million borrowers who’ve been in legal limbo since a repayment plan created by President Joe Biden was blocked in court.

Borrowers enrolled in the Saving on a Valuable Education plan just had another curveball thrown at them. Federal student loans for those who are enrolled in the Saving on a Valuable Education plan have been in an interest-free forbearance for a year while the income-driven repayment plan was challenged in court.