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Citizens Financial Group, Inc. ( CFG) Q4 2025 Earnings Call January 21, 2026 9:00 AM EST Welcome, and thank you for standing by. [Operator Instructions] Today's conference is being recorded. I would ...

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Good afternoon, ladies and gentlemen, and welcome to Cathay General Bancorp's Fourth Quarter and Full Year 2025 Earnings Conference Call. My name is Ashia, and I'll be your coordinator for today.