The three biggest American retail banks collected 25% less overdraft revenue last year as the companies, under pressure from regulators to cap the fees, created new ways for customers to avoid the ...

Several large U.S. banks reported an uptick in overdraft-related income for the first three quarters of 2025. Economic pressure on consumers may be to blame, some banks and industry observers say.

A $1 overdraft can trigger fees, negative balances, and account flags that cost far more than a dollar.

The overwhelming majority of bank customers don’t want overdraft protection. According to one survey, 80% of debit card holders say they’d rather skip on the arrangement, in which banks allow ...

Banks are making billions of dollars annually from overdraft fees, with Chase alone earning $1 billion last year.Wells Fargo and Navy Federal Credit Union are also cashing in, reporting $1 billion and ...

Overdraft fees can be expensive, with some ranging from $30 to $35, but some banks charge low or no overdraft fees. Many, or all, of the products featured on this page are from our advertising ...

When you use more funds than you have in your checking, savings, or money market bank account, you can end up with a negative balance. That can lead to your bank declining future transactions. If you ...

Bank fees may seem small, but can cumulatively amount to hundreds of dollars annually. Proactive steps to avoid or waive them ...

Joel is a full-time Personal Finance Writer at Motley Fool Money, where he brings a clear, approachable voice to topics ranging from credit cards to side hustles. He’s been writing about money since ...

Banks are raking in billions from overdraft fees, but there are simple ways to avoid them and save money. Banks are raking in billions from overdraft fees, but there are simple ways to avoid them and ...