Tax season officially started January 27 and the IRS expects more than 140 million tax returns to be filed by the April 15 tax deadline. So how long will it take to get your refund?

The Trump Administration plans to lay off 6,000 or more recently hired workers at the Internal Revenue Service. That could affect the tax season.

Refund Anticipation Checks (RAC). The taxpayer’s refund is deposited into a temporary bank account, which the tax preparer uses to write a check (or give a prepaid card) to the taxpayer. Effectively, this option is a preparation fee loan as tax preparer costs are deducted before payment is made to the taxpayer.