Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Marguerita is a Certified Financial Planner (CFP), Chartered Retirement Planning Counselor ...

Grad PLUS loans will no longer be an option for new borrowers after July 1, 2026. Historically, the Grad PLUS loan allowed ...

Federal Direct Loans are originated by the federal government and don’t come with credit criteria. Federal student loan rates for the 2025-2026 school year range from 6.39% to 8.94%. Consider maxing ...

Federal Direct Unsubsidized Loans are often the cheapest borrowing option, followed by Direct Plus Loans and private graduate ...

The federal student loan program has some big changes on the way, impacting current borrowers and those in repayment. Most of the changes take effect on July 1, 2026, as per new provisions in the One ...

Changes to federal student loans are set to take effect July 1, just as students and families begin preparing financial aid ...

Many federal student loan borrowers surveyed said they don't know about income-driven repayment plans or Public Service Loan Forgiveness. But these U.S. Department of Education programs can lower ...

It’s a new year for student loans, and big changes are happening that will impact millions of borrowers across the country. Historic legislative changes, sweeping regulatory updates, and major legal ...

Recent changes to the federal student aid program have drastically shifted the way many Americans will pay for college in the future, both for themselves and their children. But many people are ...

Parent PLUS loans will undergo significant changes as part of the extensive overhaul to the federal student loan program. While parent borrowers will lose access to more affordable repayment plans, ...

New Department of Education data shows 7.7 million borrowers are in student loan default. Here's how to check your loans and ...