Some deposit accounts offer FDIC protection beyond the standard $250,000 limit. CNBC Select explains what you need to know.

The FDIC insures up to $250,000 per depositor, per bank, per ownership category, leaving larger balances exposed if a bank fails. While bank collapses are rare, economic downturns can trigger spikes ...

Officials from both parties are pushing to raise the FDIC insurance limit from $250,000 to $10 million. But not only millionaires would benefit. Money; Getty Images In a rare moment of bipartisan ...

I walked into the bank lobby to deposit a check the other day and saw a big sign meant to reassure customers about Federal Deposit Insurance Corp. protection. Unfortunately, the sign actually misled ...

Crossing the $250,000 mark in a savings account puts your money under a different set of bank rules. In the U.S., bank deposits are insured only up to certain limits, which means part of a large ...

If the beaten-down stock market has got you seeking a haven for your cash, there's some good news. The financial-system bailout legislation enacted last month boosted limits on federal insurance for ...

The Federal Deposit Insurance Corp., an independent federal agency, serves several functions. Arguably its most important job is insuring money you’ve deposited at an FDIC-member bank. The FDIC ...

Do you have more than a quarter-million dollars in your bank account? If not, you’re among the majority of Americans whose deposits are fully insured by the federal government. Should your bank go ...

There are plenty of ways that lawmakers could help community bankers. Raising federal deposit insurance limits by a factor of 40 isn't one of them, writes Jill Castilla, of Citizens Bank of Edmond.