What is a bank? A bank is a financial institution authorized to provide service options for customers who want to save, borrow or accrue more money. Banks typically accept deposits from, and offer ...

Hard money loans make sense for businesses that need fast capital or can't access other financing, but a payback plan is key ...

The way personal loans work is pretty simple. As a borrower, you get a certain amount of money from a lender. You agree to pay it back, with interest, over a certain period. Read Next: 5 Subtly Genius ...