Keeping an old, rewards-free card open might be smarter than you think. Here's why I've held onto mine for 13 years -- and the cards that actually earn me rewards.

The Chime Credit Builder Secured Credit Card may not have a rewards program, but it doesn't require a credit check and ...

Nothing is better than cashing in on a generous welcome bonus when you sign up for a new credit card. But what do you do if ...

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