Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.

How do landmark Supreme Court decisions affect our lives? What does the 2nd Amendment really say? Why does the Senate have so much power? Civics 101 is the podcast about how our democracy works…or is ...