Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...

Could your debt be reduced or forgiven? Take our financial relief quiz. The finance world has a number of metrics for measuring the overall health of a company or individual; one is the debt-to-asset ...

Lenders typically prefer a front-end DTI of 28% or less and a back-end DTI of 36% or less Written By Written by Contributor, Buy Side Daria Uhlig is a contributor to Buy Side and expert on mortgages ...

You don’t need a finance degree to have money smarts. Understanding a few simple terms can help you lead your best financial life. One of those terms is DTI, or debt-to-income ratio. It’s an important ...

How do you measure the burden of debt at a corporation? The traditional way is to compare debt to stockholders’ equity. But that doesn’t work well in a world of intangible assets. Better: compare debt ...

Mortgage leverage is like an obsidian blade: a precision tool when used right but a nasty injury-maker when used wrong. The ...

A debt consolidation loan can help simplify your finances and potentially lower your monthly bills if you’re struggling to manage debt. But what if your debt-to-income (DTI) ratio is already high? Is ...