As a homeowner with a VA loan, you may have seen the acronym “IRRRL” (pronounced “Earl”), especially if you’re considering refinancing your mortgage. But do you know what it means? We’ll explain what ...

VA loans come with many benefits. They have low interest rates, they require no down payment or mortgage insurance, and they limit your closing costs, too. They’re also easy to refinance, thanks to ...

Also known as a VA streamline refinance, an interest rate reduction refinance loan (IRRRL) is a type of refinance exclusively for VA loans that can lower your monthly mortgage payments. An IRRRL does ...

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If you're looking for a fast and easy way to lower the payment on your VA loan, a VA IRRRL or "streamline refinance" may be the right choice for you. IRRRL stands for "Interest Rate Reduction ...

A VA Interest Rate Reduction Refinance Loan is for refinancing from one VA mortgage into another. You don't need to go through an appraisal or show your credit score or debt-to-income ratio. If you've ...

Refinancing a VA loan can have a number of advantages, especially if interest rates have dropped. By swapping one VA loan for another, you can potentially lower your monthly payment, switch to a ...

To protect veterans from loan churning, the Economic Growth, Regulatory Relief, and Consumer Protection Act (Growth Act) imposed additional requirements for Interest Rate Reduction Refinance Loans ...

The U.S. Department of Veteran Affairs (VA) offers VA-backed home loans to eligible veterans, service members and surviving ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Do you have a VA loan ...