Helping the millions of Americans who ran up bills because they were uninsured or couldn't cover out-of-pocket costs was one of her big causes as vice president.

The change is estimated to raise the credit scores by an average of 20 points and could lead to 22,000 additional mortgages being approved every year, according to the bureau. Vice President Kamala Harris said in a statement announcing the rule that it would be “lifechanging” for millions of families.