Learn what a credit history is, how it affects your credit score and report, and tips for improving it. Unlock better loan ...

The Fair Credit Reporting Act outlines how credit data is collected, who can access it and what rights consumers have to dispute errors and protect their information.

Fact checked by Betsy Petrick Key Takeaways An incorrect address can be an innocent error, but it can also signal identity theft.The address on your credit report generally won't affect your credit ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. Removing collections from your credit ...

Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...

A credit report dispute helps correct errors in personal and account details, protecting credit scores, ensuring fair lending ...

With identity theft and fraud on the rise, it's essential to monitor your credit report for signs of fraud. If you've been scammed, you'll need to contact your local police, the FTC, all three credit ...

Closing your oldest credit card can trigger a drop in your credit score for reasons most people never see coming.

Rajeev Dhir is a writer with 10+ years of experience as a journalist with a background in broadcast, print, and digital newsrooms. Betsy began her career in international finance and it has since ...