When you think about your 401(k), one of the first questions that comes to mind is: How much is it actually growing? On average, 401(k) returns typically fall between 5% and 8% annually, depending on ...

You finally reach age 65 and are ready to hang up your hat, only to realize the financial ...

Retirement planning can feel like trying to hit a moving target. Just when you think you've figured out the magic number for a comfortable monthly retirement income, issues like rising costs, market ...

That money can be better used taking advantage of multiple types of retirement accounts.

Katharine Paljug is a financial writer and editor with over a decade of industry experience. Her writing has covered nearly every aspect of the financial world, from investing in forex to paying for ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. But in today's unique economic landscape, where stock market volatility ...

Workplace retirement plans like 401(k)s are among the most powerful tools for building long-term wealth, yet they are also among the easiest to overlook during major life changes. According to a 2025 ...

Many 401(k) investors — 53% — are unaware that they can stay in their former employer's plan, according to a 2024 report from the Government Accountability Office. Most can. Only a small share, 2%, of ...

Federal departments are now working out regulatory details for paving the way for alternative investments in 401(k) plans. In Michigan, the largest public pension plan held $44 million in bitcoin and ...

No one really talks about how 401(k) plans are paid for. Investment management fees are visible and well documented, but that’s only part of the picture. Beyond the funds you invest in, plans also pay ...

One nice feature of 401(k)s is that they have generous contribution limits, including catch-up limits. In 2026, you'll be forced to make your catch-up Roth-style if your 2025 income is over $145,000.

When facing a financial emergency, accessing money in a 401(k) plan can feel a bit like being stranded at sea: surrounded by water, yet unable to take a drink. Your money is there, it’s just not ...