If you’re nearing or already in retirement, the recent market volatility might be giving you pause. With economic uncertainty, rising inflation and stock market fluctuations, protecting your ...
There’s a lot of noise out there about annuities, and the issues making the most noise revolve around market uncertainty and an evolving interest rate environment. Kelly Kleinsasser Advising clients ...
Notwithstanding the SEC’s recently publicized shift away from “regulation by enforcement,” the practice appears alive and well when it comes to ...
A fixed annuity is a long-term investment that provides a predictable income stream. Offered by insurance companies, banks and other financial institutions, it guarantees a fixed interest rate and ...
How to know whether annuities fit into your retirement plan.
For investors seeking a predictable return without the volatility of the stock market, a seven-year fixed annuity can be an appealing option. The term is long enough to secure competitive rates but ...
For 50 years, defined benefit pension plans in the U.S. have been dying a slow death — and along with it, many workers’ dreams of adequate guaranteed retirement income for life. The good news is that, ...
In a reversal of recent trends, LIMRA predicts a decline in fixed annuity sales and an increase in variable annuity sales in 2025. Fixed annuity sales typically track changes in interest rates, said ...
A 26.74% decline in client acceptance odds for annuities suggests retirement-focused advisors should "flip the script" on ...
For starters, you will pay fees and may sacrifice higher returns for an annuity’s stability and guarantees. Here's what else you need to know in order to make an informed decision.