It’s best to shop around for a loan before heading to a dealer, but credit unions are often the best option for used-car ...
Average car loan interest rates for excellent credit start at 4.33% for new cars and 7.30% for used cars, based on factors such as your credit score, type of car and whether you’re buying a new or ...
Credit union auto loans work like auto loans from other lenders but often have lower interest rates and other benefits.
The average car loan interest rate is 6.35% for new cars and 11.62% for used cars, according to Experian's State of the Automotive Finance Market report from the fourth quarter (Q4) of 2024. If you're ...
Discover the ins and outs of auto loans, from interest rates to payment terms, and find the best vehicle financing option for your needs.
The Federal Reserve's recent 0.25% interest rate cut may make it cheaper for consumers to take out large loans. A lower interest rate can reduce the total amount paid on a car loan over its term, ...
New car loans had an average interest rate under 7%, while used car loan rates averaged nearly just under 11.50% in the third quarter of 2025. Your credit score plays a significant role in determining ...
You’re more likely to find rates below 5% when you have a higher credit score Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy Side ...
Average car loan interest rates range from 5.27% to 21.58%, based on factors such as your credit score, type of car and whether you’re buying a new or used car. In September 2025, the average car loan ...