Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates ...

Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could decrease as we head further into ...

Both savings vehicles have competitive interest rates now, but only one offers predictable, guaranteed interest.

Get savings rates that surpass the national average ...

High-yield savings account rates have held steady to start the year. As of January 12, 2026, leading online banks are still offering interest rates up to 5.00% APY, but these top APYs are usually ...

After a couple of years of spiking interest rates in the wake of the pandemic, yields on savings accounts have been falling since late 2024, when the Federal Reserve began trimming its benchmark rate.

Learn how savings account interest rates work and compare different banks to find the best rates for maximizing your savings and returns.

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your ...

The interest-earning potential with either account is significant now, but only one will guarantee those returns.