Certificates of deposit can add much-needed income to a retiree’s bank account. Here’s the best way to get that job done.

A bond ladder is an investment strategy that involves purchasing multiple bonds that mature at different times. The ladder analogy is an apt visual tool to describe how bond ladders work: Each rung of ...

A CD ladder can help savers balance higher interest rates with ongoing access to cash. Here’s how the strategy works ...

Building a CD ladder involves buying multiple CDs that mature at different times. For example, you might buy a 1-year CD, 2-year CD, 3-year CD, 4-year CD, and a 5-year CD. Or you might buy a 3-month ...

A TIPS ladder can be constructed similarly to a Treasury strips ladder, using the same date from the Wall Street Journal Market Data Center, which provides a daily report of wholesale prices from the ...

Not long ago, investors had to pay the U.S. government for the privilege of owning Treasury Inflation-Protected Securities. The real yields, that is the yields after factoring in inflation, were ...