Over the past several decades, society has undergone a notable cultural shift — one marked by the transition from full-service gas stations to self-service pumps. This evolution reflects a broader ...

Retirement researchers are often enthusiastic about annuities, but many consumers are reasonably skeptical. Here to discuss basic information about annuities and their pros and cons is Christine Benz, ...

Using annuities alongside the 4% rule can increase retirement income by as much as 23%.

Social Security replaces about 40% of pre-retirement wages for typical earners. Annuities provide guaranteed lifetime income similar to Social Security but require upfront payment to an insurance ...

Annuity plans don’t promise high returns, but they do offer something many retirees value more, a predictable income that doesn’t depend on markets.

For starters, you will pay fees and may sacrifice higher returns for an annuity’s stability and guarantees. Here's what else you need to know in order to make an informed decision.

In my 17 years as a financial advisor, I have found that annuities are one of the most reliable products I can suggest to my clients. This is not just from research, but from my lived experience. In ...

Retirement today looks very different from what it did even one generation ago. Longer lifespans, unpredictable markets and rising costs for essentials such as health care have forced many retirees to ...

After a lifetime spent advising others on personal finance, John Kosinski admits that he’d started feeling “smarter than the market.” Then stock prices plunged in 2008, trimming the value of his ...