The 1% deductible rule in home insurance is a critical factor for homeowners, especially in regions prone to natural ...

Understand what causes insurance policies to lapse, how it affects coverage, and the consequences for your finances and future premiums.

Tornado damage is typically covered by a standard homeowners insurance policy, but there may be exceptions. Many, or all, of the products featured on this page are from our advertising partners who ...

David McMillin writes about credit cards, mortgages, banking, taxes and travel. Based in Chicago, he writes with one objective in mind: Help readers figure out how to save more and stress less. He is ...

California has approved a package of new laws meant to stabilize the state "s faltering home insurance market and help property owners protect their homes from wildfires and recover when they lose ...

Homeowners insurance policies don’t typically cover mold. But it might be covered in some instances, depending on the circumstances. Try checking your home insurance policy or talking to your agent ...

With extreme weather events increasing in recent years, homeowners insurance companies have raised premiums or stopped offering coverage completely. Many of the policyholders hit with nonrenewal or ...

A family surveys the damage from fire on residence in Los Angeles. As homeowners survey the damage from the wildfires that tore through Southern California this month, it's tough to peg how much it ...

Homeowners insurance is important for unexpected occurrences, but what about damage to your home that occurs over time? Some homes suffer damage from wood-loving bugs: termites. Even though damage ...

As homeowners survey the damage from the wildfires that tore through Southern California this month, it's tough to peg how ...