The average annual cost for Arizona homeowners is $2,623, still slightly below the national average. Wildfires and other natural disasters are major factors contributing to rising insurance costs. The ...
PHOENIX — While rising home prices and mortgage rates have taken center stage over the last few years, insurance premiums are also contributing to housing affordability challenges in Arizona.
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2026 home insurance audit: Is dwelling coverage keeping up with today’s rebuild costs?
CheapInsurance.com reports that dwelling coverage often lags behind rising rebuild costs, emphasizing the need for regular audits to prevent underinsurance.
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