Your FICO score has long determined whether you could get a mortgage, car loan or credit card. That could change soon.

Discover how average credit scores vary by generation, with a detailed breakdown for Gen Z, millennials, Gen X, baby boomers, ...

Residents of Mississippi had the lowest average credit score, at 677; those in Minnesota had the highest, at 743.

Aiming to hit the credit-score ceiling? Going by the FICO® Score system, 850 is the highest credit score possible. It means lenders see you as a super low-risk borrower with a long track record of ...

Seven of the 10 counties with the highest average credit scores are in one state, according to a Money analysis of data from more than 12,000 U.S. counties. Money; Getty Images In your financial life, ...

A high credit score helps you qualify for loans faster, get lower interest rates, and access higher credit limits. Here’s how ...

The immediate gain of a high credit score is reduced interest rates on loans and credit cards. Banks regard high-score borrowers as low-risk and reward them by paying less for credit. Even a decrease ...

In 2025, the average credit score for Gen Z borrowers fell to 676, well below the national average of 715, according to a FICO report.

In your financial life, few numbers are as important as the three little digits that make up your credit score. Your ZIP code might just be one of them. A new study from Opportunity Insights, a ...