Target-date portfolios with guaranteed income could effectively manage retirement risks, according to BlackRock and TIAA.

Survey after survey shows that retirees want lifetime income. Income annuities—products that convert a lump sum balance into a stream of income cash flows—deliver just that, which is why they are ...

In my previous article, I detailed how much income you can get from an immediate or deferred income annuity. This article will cover how much income a fixed indexed annuity with a lifetime income ...

Mutual fund companies are increasing access to a type of investment that provides guaranteed income for life. Last week, mutual fund firm and index investing pioneer Vanguard announced a new line of ...

Vanguard's new 401(k) fund allows select people to buy annuities ...

Social Security replaces only 40% of pre-retirement income while experts recommend replacing 80% to 90%. 64% of Americans fear running out of money in retirement more than death. Annuities can provide ...

Guaranteed streams of income may seem a ‘no-brainer’ for retirees and sponsors, but hesitation to embrace one form of guaranteed income—in-plan annuities—persists. While annuities are not new to the ...

New research published in the Journal of Retirement found that full or partial annuitization leads to better retirement income outcomes than the 4% rule. The research also found that those with ...

Annuities provide guaranteed lifetime income like Social Security but carry high fees and surrender charges. Fixed annuities offer predictable payments without market risk but may not keep pace with ...