Why we chose this company: If you’re looking for a short-term CD, Live Oak is a good option. The bank offers a 4% APY on its ...

They offer guaranteed returns and FDIC insurance at most banks, making them a stable option for savings you won’t need right away.Right now, 1-year CD rates can reach up to 4.00% APY, which allows ...

The Federal Reserve cut rates 25 basis points during its Dec. 10 meeting. “CD rates may drift down shortly after the meeting,” says Sam Taube, lead investing writer at NerdWallet. So, pros suggest ...

In recent years, certificate of deposit (CD) accounts have provided savers with predictable returns and attractive annual percentage yields (APYs). During this time, the Federal Reserve has been ...

CD shoppers had a pretty sweet ride over the past two years. Now, that era's coming to a close. As of fall 2025, the Fed has already trimmed rates, and experts expect more cuts through 2026. Naturally ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Jen Hubley Luckwaldt has over 15 years of experience writing and editing personal ...

Over the past few years, CD rates have been pretty enticing. Locking in a 4.00%+ APY sounds like a great way to grow your savings, especially with widely expected rate cuts coming soon. Looking for a ...

The Federal Reserve has yet to make a move on rates this year. But with market watchers suggesting as many as two cuts by the end of 2025, banks and credit unions have already started reducing their ...

The Federal Reserve has started what is expected to be a multi-year cycle of cuts to its benchmark interest rate, and as a result, CD yields have started to drift lower. However, they are still a ...