FICO has released a new mortgage score simulator that tests the impact of hypothetical steps to improve a borrower’s credit ...

Although your VantageScore and FICO credit scores are calculated differently, the key to maintaining healthy scores is the ...

In 2025, the average credit score for Gen Z borrowers fell to 676, well below the national average of 715, according to a FICO report.

You may have heard of the top three credit bureaus: Equifax, Experian, and TransUnion. Financial institutions of every ilk—including mortgage lenders, student loan companies, auto loan providers, and ...

BOZEMAN, Mont.--(BUSINESS WIRE)--The Federal Housing Finance Agency (FHFA) has announced that FICO® Score 10 T has been validated and approved for use by Fannie Mae and Freddie Mac (the Enterprises).

Credit scores existed for decades before 1989. What changed that year was the introduction of the FICO score, the first generic credit scoring system. Previously, lenders developed and used their own ...