Your business’s experience modification rating (ex-mod) directly translates to premium dollars, and risk managers and executives could benefit from a basic understanding of how ex-mods are calculated.

NORTH BAY, CALIFORNIA – The impact of new changes to workers' compensation experience modification factors that went into effect in January are only now being realized and have the potential to ...

In the construction industry, many insurance providers and general contractors look at a company’s overall safety performance when evaluating a company. One general indicator of safety performance is ...

Excelsior, MN-- (ReleaseWire) -- 06/24/2015-- Experience Modification Rate (EMR) is a number used by insurance companies to gauge both past cost of injuries and future chances of risk. The lower the ...

Some contractors no doubt experienced sticker shock when their most recent workers’ compensation audit came back with a higher-than-expected Experience Modification Rate, or EMR [1], that raised their ...

In the construction industry, we all come to work to support our families, but we need to go home to them, too. This foundational idea is at the core of all successful safety programs, and it starts ...

PITTSBURG, CALIF. — Performance Mechanical Inc., a subsidiary of EMCOR Group Inc., has been named the recipient of two awards — the President’s Safety Award and Excellence in Safety Award — by the the ...