Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

Before we tell you how to get a free credit score, it’s important to know that all free scores and reports are not created equally. Most of these scores are merely estimates of your credit score. They ...

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

How do I improve my credit score? Quick wins, critical changes and fixing poor financial history - Your score can affect your chances of getting the product you want - or could land you more favourabl ...

Key insight: Experian combines credit, cashflow, trended, and alternative data into one underwriting score. Expert quote: Experian's Scott Brown suggests the model lets lenders "say yes" more often.