Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Marguerita is a Certified Financial Planner (CFP), Chartered Retirement Planning Counselor ...

Federal Direct Unsubsidized Loans are often the cheapest borrowing option, followed by Direct Plus Loans and private graduate ...

The total U.S. student loan debt is nearly $1.8 trillion, according to the Education Data Initiative. This breaks down to an estimated $41,618 in total average student loan debt. If you have student ...

A new law will mean lower federal loan limits for some students and parents who help pay. Changes from the One Big Beautiful Bill Act take effect on July 1, 2026, and could impact your ability to pay ...

A Direct Student Loan is another name for a federally issued student loan in the United States. If you borrowed money from the U.S. Department of Education, you likely took out a Direct Loan. Since ...

The cost of college — including tuition, housing, textbooks and other fees — adds up for families. However, students are often eligible for financial aid, including scholarships, ...

Forbes contributors publish independent expert analyses and insights. Adam Minsky is an attorney and writer focusing on student loans. The Trump administration and Republican lawmakers in Congress are ...

Graduate students may apply for Federal Direct Loans by submitting a FAFSA. Legacy borrowers may apply for Federal Direct PLUS Loans. Your financial aid award notification will include details about ...

If you have student loans, you've likely noticed just how much the rules around forgiveness have changed lately. From the restart of previously paused payments to sweeping overhauls of repayment plans ...

More than 200 Cache County residents are now excluded from the benefits previously allowed to them by the United States Department of Agriculture’s Section 502 Direct Loan Program, as the ...