Annuities are back in the spotlight, thanks to the recent market turmoil causing rates to rise. These are pension products that pay a fixed income for life once you are ready to retire ...

By openly addressing both the pros and cons, advisors can build trust and empower clients to make decisions that genuinely ...

Mortgage interest rates slipped lower over the past week, settling at the lowest level of 2025, but remaining elevated enough ...

One of the biggest mistakes people make when buying an annuity is overlooking the fees. Annuities are often loaded with ...

Explore key insights into the rate of return on annuities, factors influencing it, and comparison with other investments. Make informed retirement decisions.

The government pays the annuity provider a fixed amount of interest, which is tied to the Bank of England base rate. When the base rate is higher, the rates of interest (or yield) offered by gilts ...

(That said, some fixed annuities do offer inflation protection in exchange for receiving lower payments initially.) Keep in mind that when annuity rates are low because of a low-interest-rate ...

However, the decision to exchange your annuity should not be taken lightly and may even have financial consequences. Unfortunately, it’s not as simple as cashing out and moving on to another savings ...

There are three main types of annuities. Fixed annuity A fixed annuity has a flat rate of return, regardless of what happens with the market or inflation. Fixed annuities offer peace of mind and ...

As part of any retirement planning scenario, you will look at all the options available. Whether this is maintaining a ...