What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

Learn who subprime borrowers are, their credit score range, and financial impacts. Explore challenges in obtaining credit and ...

Your credit score is a three-digit number that can play an outsize role in your financial life. Essentially, it is a numerical representation of your risk to creditors — i.e. how likely you are to ...

Credit score myth traps high earners. Learn what actually affects scores and how to avoid dips from utilization, closures, ...

Credit is a financial tool that allows people to borrow money or access goods and services before paying. In today’s world, credit is used for just about everything. From large-scale purchases such as ...

The financial services industry has made substantial progress in democratizing access to credit scores. Today, 95% of banks and credit unions offer customers visibility into their credit scores ...

Congratulations: You just earned a perfect 850 credit score. That's a major financial achievement, and definitely cause for celebration. But in terms of actual, tangible benefits, a perfect credit ...