Learn about online lenders offering no-credit-check business loans.

Learn about the pros and cons of unsecured business loans.

Building business credit is like laying the groundwork for future success. It’s not just about getting a loan when you’re in ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Lars Peterson joined Investopedia in 2023 as a senior editor of financial product ...

Many small business owners fail to consider business credit until they urgently need it. This financial tool is separate from personal credit and allows your company to secure financing based solely ...

・The best credit builder apps report to all three major credit bureaus (Experian, Equifax, and TransUnion). ・Most offer credit-builder loans reward consistent, on-time payments. ・The best 2026 options ...

Credit is often seen as a simple numerical score—a summary of financial responsibility. For millions of Americans, however, access to credit remains a complex barrier to opportunity and economic ...

Consumer debt continues to rise in 2025, providing no relief for cash-strapped Americans. Total nonhousing household debt exceeded $3.75 trillion in the second quarter of 2025, according to recent ...

The five Cs of credit are character, capacity, collateral, capital, and conditions. They're important because lenders use ...

When Khatima first approached the International Rescue Committee (IRC) in Utah’s financial capabilities team, she was unfamiliar with credit-building loans and their potential long-term benefits to ...

Roadblocks for today’s young adults include fewer entry-level jobs, rising debt and increasing reliance on debit cards or “buy now, pay later” loans. By Kailyn Rhone When Danny Benson started applying ...