Non-conforming loans are mortgages that aren't eligible for sale to Fannie Mae and Freddie Mac, the two government-sponsored enterprises that back much of the U.S. mortgage market. Often, a mortgage ...

Conforming loans are mortgages that meet the criteria set by the Federal Housing Finance Agency (FHFA). They're eligible to be purchased by government-sponsored enterprises (GSEs) Fannie Mae and ...

Conforming vs. Non-conforming Loan: Which is Best for Me? If you’re looking to buy a reasonably-priced house and don’t need any of the special government-backed mortgage programs, it’s usually best to ...

As borrowers increasingly rely on government and non-conforming loans, the GSE market has shrunk dramatically The thirst for financing created a boost in home loan volume in December. A closer look at ...

At the tail end of 2024, mortgage borrowers shifted their attention away from conforming mortgages and toward refinance opportunities. A report released Tuesday by Optimal Blue found that the ...

If you’ve ever heard the names Fannie Mae and Freddie Mac and pictured them as a sweet old couple running a quaint bed-and-breakfast, you’re not alone. Sadly, they’re not humans — no cookies baking in ...

The country has a small non-conforming sector populated by lenders such as GE Money Bank Mortgages and Unión de Créditos Imobiliaros – the latter having funded its business in the securitization ...