Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in ...

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

Having a good credit score can save you hundreds, even thousands of dollars on credit cards, mortgages and other loans.

Raising your credit score makes banks more likely to approve you for a mortgage, car loan or credit card. Plus, you could qualify for a lower interest rate that saves you thousands of dollars. Getting ...

Forbes contributors publish independent expert analyses and insights. I share strategies for getting ahead financially and building wealth. The Fair Credit Reporting Act gave you the right to check ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

If your limits are low, your credit scores are probably lower due to high utilization. To calculate utilization, most credit ...

While 740 and around that is a solid score indicative of good credit habits, you're perfectly positioned to make it climb ...

Ah credit scores, the adult version of a GPA. Isn't it incredible to think about how little we learned about this elusive number in school? As someone who was required to take an economics course in ...

If I walk into a dealer with an excellent score, that puts me in a position to get a better interest rate’ – Fatgie Adams ...