A 62-year-old federal retiree wrote into The Retirement and IRA Show with a question many retirees ask: Should I accelerate ...

Your converted funds must stay in your Roth IRA for five years before you can withdraw them penalty-free. Roth savings give you more control over your tax bill in retirement. There are certain ...

When you reach retirement age, financial decisions become even more important as you are no longer generating income from working. Every choice you make about your money has a direct impact on your ...

Many financial planners complete Roth individual retirement account conversions around year-end. Roth conversions typically require precise current-year income projections to avoid possible tax ...

Roth conversions, if done right, can lower your tax bill over your lifetime. But be careful. Roth conversions pose traps, and the unwary can easily get caught. Here are eight factors to consider in ...

In the decades when you're planning for retirement, the focus of many savers is to build up a substantial nest egg. But after you hit retirement, the focus shifts to efficiently using the funds by ...

Converting a traditional IRA to a Roth IRA can help you minimize taxes in retirement. But executing the conversion strategically is key to maximizing the benefits. A recent Schwab retirement planning ...

A yellow sticky note on top of an IRS 1040 tax form with Roth IRA conversion tax strategy written on it. Many people don’t think of or are simply unaware of potential IRMAA Medicare surcharges when ...

USA - 1998: 34p x 45p Camille Weber color illustration of Roth IRA and traditional IRA racing each other in a marathon. (Lexington Herald-Leader/Tribune News Service via Getty Images) Back in 1997, ...

A $150,000 Roth conversion at age 64 triggered a two-year lookback rule that raised this retiree’s Medicare Part B and Part D premiums by $4,735 in 2026, but the permanent tax savings on future ...