Auto refinance rates start below 5.00% for qualified borrowers ...

Credit union auto loans work like auto loans from other lenders but often have lower interest rates and other benefits.

Down Payment: The amount you can pay upfront for a car can affect your loan's interest rate. The more you put down, the lower ...

It’s best to shop around for a loan before heading to a dealer, but credit unions are often the best option for used-car ...

Auto equity loans are a lower-risk borrowing option compared to car title loans, which can carry finance charges as high as 300% APR and are considered predatory. Interest rates vary by lender and ...

New car loans had an average interest rate under 7%, while used car loan rates averaged nearly just under 11.50% in the third quarter of 2025. Your credit score plays a significant role in determining ...

The average car loan interest rate is 6.35% for new cars and 11.62% for used cars, according to Experian's State of the Automotive Finance Market report from the fourth quarter (Q4) of 2024. If you're ...

Auto loan rates in 2025 range from below 4% annual percentage rate (APR) to above 14% APR, depending on whether you purchase a new or used car and your financial situation. The best auto loan rates ...

Buying a car has become increasingly expensive: The average loan for a new car hit a record $781 in December 2025, according to Edmunds. Used car loan payments are up to $568 a month, a $14 increase ...

Borrowers with excellent credit are more likely to get the best interest rates and terms when refinancing an auto loan ...