As 2026 approaches, many people are looking for ways to tackle their credit card debt more efficiently in the new year. A ...

You can save hundreds on interest with a balance transfer. Here are three top cards offering long intro APR periods and real ...

The Citi Simplicity card offers 0% intro APR for 21 months, plus no annual fee and no late fees. See if you should apply ...

While carrying a balance on your credit card should never be your first choice, it's growing increasingly unavoidable for many Americans. The most recent New York Fed report on household debt and ...

Discover what a credit card balance includes, how it's calculated, and its impact on your credit score. Learn more about ...

Credit card companies compete fiercely for a place in Canadians’ wallets. Ads promising the best value for cardholders appear everywhere from social media feeds to subway billboards to airport lounges ...

National nonprofit credit counseling agency Take Charge America helps consumers cut through the confusion of balance transfers and avoid costly missteps When faced with mounting credit card debt, a ...

If you’re drowning in credit card debt, transferring your balance to a card with lower interest might sound like a lifesaver. But before you jump in, you’re probably wondering: “Do balance transfers ...

Some required reading for Americans playing the balance transfer game. Oct. 7, 2009— -- About a year ago, Buffalo, N.Y., native John Gallivan did what a lot of Americans with mounting credit card ...