Key Points Market downturns during retirement are nearly inevitable but historically recover over time. Retirees should ...

Retirement planning boils down to one goal: not running out of money before kicking the bucket. Unfortunately, workers go into retirement without many of the facts. They don’t know how long they’ll ...

Thinking about retirement planning when you’re young is key to financial security in your golden years. Small contributions when you’re younger make a difference in your retirement strategy. The ...

Preparing for retirement can be daunting, with many finding it challenging to navigate, especially as the benchmarks for retirement readiness continually evolve. It's no longer merely about building ...

A secure and satisfying retirement fund is built on two pillars. The first pillar—asset accumulation—typically gets the most attention from retirement savers, who start building that pillar as early ...

If you look at a graph of 10-year bonds, starting yield, subsequent returns, you just see a very, very tight correlation. The fact is that we now have safer, higher yields. The standard deviation of ...

Margaret Giles: Hi, I’m Margaret Giles for Morningstar. If you’re like many investors, the up-and-down market of the past few months may have prompted you to question your portfolio’s asset allocation ...

By allocating investment across assets with varying risk and returns, the effect of market volatility is reduced over long ...

For decades, as you’ve saved for retirement, you’ve likely heard one term repeated constantly: asset allocation. This is the familiar strategy of balancing risk and return, typically by mixing assets ...

Nick Gallo has been a financial content marketer and journalist for over six years. He has deep expertise in credit-related topics, including credit reports and scores, loans and credit cards, and ...