A home warranty and home insurance both provide peace of mind, but they offer different types of coverage. Find out how they differ and if you need both.

Portions of this article were drafted using an in-house natural language generation platform. The article was reviewed, fact-checked and edited by our editorial staff. The personal property portion of ...

USA TODAY reviewed 21 providers to rank the top seven home appliance warranty companies for 2026. Companies are evaluated based on coverage limits, monthly costs, service fees and customer reviews.