If there's one financial concern that millions of Americans share, it's anxiety about running out of money in retirement. Annuities are designed to address this fear by providing a stable stream of ...

The academic literature is tremendously supportive of the power of longevity pooling (through the purchase of income annuities) to create better retirement outcomes for retirees. For example, Wade ...

As the number of Americans nearing retirement continues to increase, the importance of ensuring a stable income and safeguarding against longevity risk is crucial. Moreover, navigating retirement ...

Planning for your financial future can feel like navigating a maze. After all, it’s easy to feel overwhelmed by the many ...

A deferred annuity is a long-term contract with an insurance company that provides future income–often for life–in exchange for premium payments, with options like fixed, variable, and indexed types ...