Laurie Sepulveda is a MarketWatch Guides team senior writer who specializes in writing about personal loans, home equity loans, mortgages and banking. She lives in North Carolina and has taught and ...

With time, the courts forced brokers and annuity companies to divulge the cost of the annuity and associated fees. The fees paid by insurance companies to annuity brokers are generally 4 percent of ...

The retirement landscape has shifted dramatically over the past few decades. Gone are the days when most retirees could count on a generous company pension to carry them through their golden years.

As the aging population continues to grow, ensuring a financially secure retirement and funding long-term care have become critical challenges for Americans. Many seniors are unprepared for the costs ...