Are your savings on track?

With an annuity, you don't have the same kind of flexibility as with a 401(k) or IRA held at a brokerage firm. Liquidity is limited and early withdrawals can trigger surrender charges. Other ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. Take 401(k) plans and annuities, for example. A 401(k), which is a ...

If you're worried you don't have enough retirement savings, make sure you're not giving up free money in your 401 (k). Consider working longer, or working more in the next year or two. Rethink your ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. But making a substantial move, like rolling over your 401(k) to an ...

The SECURE 2.0 Act helped pave the way for employers to offer workers annuities in their retirement plans. Most recently, Vanguard began offering employees regular payouts within 401(k) plans. An ...

New IRS rule affects high-income earners making 401k catch-up contributions. Workers earning $150,000+ must now use Roth accounts, losing tax deductions.

The average 401(k) balance between the ages of 45 and 54 is about $189,000, according to Vanguard. How do your savings ...

Many 401(k) investors — 53% — are unaware that they can stay in their former employer's plan, according to a 2024 report from the Government Accountability Office. Most can. Only a small share, 2%, of ...